OUR STORYBuilt for Wichita
Lattice Credit was founded in 2020 to serve a gap Kansas business owners kept describing - strong businesses turned away by banks that didn't understand South Central Kansas revenue cycles. From Newton manufacturing to El Dorado energy to Derby retail growth to downtown Old Town hospitality, we match the file to the right KS-licensed lender.
From first call to funded
We eliminated the weeks of waiting and blind rejections typical of traditional banks - three transparent steps, one Wichita team.
Kansas Speed Guarantee
Same-day answers on working capital submitted before 2 PM CST. Zero credit score impact.
One 5-Minute Call
No paperwork, no credit pulls. Speak directly with a KS-licensed funding advisor in downtown Wichita to map your goals.
Match 20+ Lenders
We instantly run your profile across 20+ competing Kansas and national lenders. Compare real terms side-by-side.
Choose & Get Funded
Pick the offer that fits your cash flow. Working capital lands in 24 hours. SBA closes with zero friction.
The Lattice Credit difference
Traditional banks operate on national algorithms and rigid credit boxes. We advocate exclusively for Sedgwick County enterprises with direct access to competing lending desks.
Kansas Regulated & LicensedHeadquartered downtown at 155 N Market St. Your file is handled locally by advisors who understand the South Central Kansas economy.
Speak with an Advisor →
Competing Lenders
We don't rely on just one bank approval desk. We package your commercial request and submit it to over twenty KS-licensed institutions simultaneously to force rates down.
Speed to Capital
When payroll, inventory, or equipment opportunities demand immediate action, waiting weeks isn't an option. Our streamlined read gets straightforward answers in hours.
Questions about Lattice Credit
How is Lattice Credit compensated as an advisory firm?
Are your advisors officially licensed in Kansas?
What types of lenders are in your 20+ competing network?
Why was Lattice Credit founded specifically for Wichita?
How does your team handle confidential financial data?
Can you help restructure existing high-cost business debt?
